February 3, 2009

identity theft crisis

I have been cleaning out my drawer since yesterday to get rid of old statement of accounts and bills. While I was sorting out the envelopes and papers, hubby reminded me to dispose of the bills properly, like burning them or putting them in a shredding machine, so as to avoid identity theft. It never really occurred to me that identity theft could happen to anyone and can occur when someone uses your personally identifying information, like your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes.

The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn’t make—or until you’re contacted by a debt collector.

Awareness is an effective weapon against many forms of identity theft. Be aware of how information is stolen and what you can do to protect yours, monitor your personal information to uncover any problems quickly, and know what to do when you suspect your identity has been stolen. Considering all the private and personal information that everyone have been putting out, identity theft protection is something that any one should think about buying.

In seeking out the best identity protection service available, take note of the company's background and their success in their marketing campaign. It should als be financially secure in their cash flow and stability with premier investment firms. It is important they the company utilizes a proactive system that prevents identity theft before it happens.

LifeLock is one identity protection company that places itself as a service company. In fact, according to the LifeLock review by identitytheftlabs.com, LifeLock gives a top of the line guarantee. It saves time and aggravation of dealing with credit bureaus and protects you in ways you could not do on your own. The best thing about LifeLock's package is their one million dollar total service guarantee, which means that in the event that you suffered identity theft while enrolled in their identity theft protection service, they will spend one million dollars to restore your credit and to clear your good name. Now, isn't that the protection you really need?

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